This book is an essential requirement for anyone – whether a judge, lawyer, broker or adjuster – who reads and interprets insurance policies. Combining the practical with the theoretical, the book provides an essential guide for navigating through a policy. It starts with an examination of how insurance contracts are created and describes the different elements of an insurance policy. It then explains how policies should be read. Next it considers the law of evidence in the context of interpretation disputes. Finally (and centrally) the book examines the rules and principles of interpretation adopted by Canadian courts in a multitude of decisions, organized to facilitate ease of understanding and application to new cases.